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Another notable example is the acquisition of *IndyMac Bank* by OneWest Bank, also during the 2008 financial crisis. *IndyMac* was a large mortgage lender that failed due to its exposure to subprime mortgages. The FDIC facilitated a *P&A transaction* with OneWest Bank, which assumed *IndyMac's* deposits and certain assets. This transaction helped to minimize losses to the Deposit Insurance Fund and protect depositors of *IndyMac*. These examples highlight the effectiveness of the *P&A method* in resolving even the most complex and challenging bank failures. The FDIC's ability to quickly and efficiently facilitate these transactions is a testament to its expertise and its commitment to protecting the stability of the financial system. Beyond these large-scale examples, the FDIC routinely uses the *P&A method* to resolve smaller bank failures across the country. These transactions may not make national headlines, but they are just as important in protecting depositors and maintaining confidence in the banking system. Each *P&A transaction* is unique, and the FDIC tailors its approach to the specific circumstances of the failed bank. However, the underlying principles remain the same: to minimize disruption to depositors, minimize losses to the Deposit Insurance Fund, and maintain the stability of the financial system. The successful implementation of the *P&A method* requires careful planning, coordination, and execution. The FDIC works closely with the acquiring bank, regulators, and other stakeholders to ensure a smooth transition. This includes communicating with depositors, transferring accounts and systems, and addressing any legal or operational issues. The *P&A method* is a complex process, but the FDIC has a proven track record of success in using it to resolve bank failures in an orderly and efficient manner.